BEST HOME FOR YOUR CASH * Anglo Irish Bank for regular savings: 4.5% interest for two years on deposits of 100- 1,000 a month (1850 44 22 22) * Northern Rock Demand Online for lump sums: 3.45% for nonotice deposits over 1,000 (www. northernrock-ireland. ie) BEST MORTGAGE FOR YOUR HOME * National Irish Bank for loans of less than 80% of your house price: 3.49% (3.5% APR) variable interest * AIB, Bank of Ireland, First Active, ICS, IIB Homeloans or Permanent TSB for loans of more than 80% of your house price: 3.6% (3.7% APR) variable interest for mortgages over 250,000 * National Irish Bank for the peace of mind of "xed repayments: 3.6% (4% APR) "xed until 2008
BEST BANK FOR YOUR MONEY * National Irish Bank, Permanent TSB or Ulster Bank for current accounts: no fees or charges, even when the account is overdrawn.
BEST CREDIT CARD * American Express Blue card for perks: 1% cashback on all your spending (1890 40 04 55) * Bank of Scotland (Ireland) Plastic card for borrowing: 9.5% interest on purchases (1800 882 700. ) * Ulster Bank for interest-free credit: 0% interest on balance transfers and new purchases for nine months (1800 946 932)
BEST FAMILY HEALTH INSURANCE * Vivas Health ('we plan', level 2) for hospital cover: 1,502.50 a year for two adults, two children and one student after tax relief and group discounts (1850 717 717)
BEST STOCKBROKING CHARGES * Sharewatch for buying and selling Irish and UK shares: 50 for trades of up to 15,000 (1890 946 649)
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