* AIB for regular savings: 5.5% interest, linked to base rates, until the end of 2007 on deposits of 10- 300 a month.

* National Irish Bank for lump sums: 3.8% interest on deposits 5,000- 20,000 and 4% on 20,000- 50,000 until the end of 2008.

* Northern Rock for online savings:

3.75% interest for no-notice internet deposits over 1,000.

BEST MORTGAGE FOR YOUR HOME

* National Irish Bank for loans of less than 80% of your house price:

4.99% variable interest on ECB tracker mortgage.

* AIB, Bank of Ireland, First Active, ICS, IIB or Permanent TSB for loans of more than 80% of your house price: 4.1% variable interest on ECB tracker mortgage over 250,000.

* National Irish Bank for peace of mind: 4.35% interest "xed until July 2008.

BEST BANK FOR YOUR MONEY

* National Irish Bank, Permanent TSB or Ulster Bank for current accounts: no fees or charges even when the account is overdrawn.

BEST CREDIT CARD

* American Express Blue card for perks: 1% cash back on all your spending.

* Bank of Scotland (Ireland) Plastic card for borrowing: 9.5% interest on purchases.

* Ulster Bank for interest-free credit: 0% interest on balance transfers and new purchases for nine months.

BEST FAMILY HEALTH INSURANCE

* Vivas Health ('we plan', level 2) for hospital cover: 1,212.25 a year for two adults and three children if cover is bought before the middle of September.

BEST STOCKBROKING CHARGES

* Sharewatch for buying and selling Irish and UK shares: 50 for trades of up to 15,000.