Bank for regular savings: 5.5% interest, linked to base rates, until the end of 2007 on deposits of 10 300 a month.

Anglo Irish Bank for lump sums: 3.65% interest for 30-day notice deposits with no minimum balance.

Northern Rock for online savings: 3.75% interest for instant-access deposits over 1,000.

BEST MORTGAGE FOR YOUR HOME

National Irish Bank for loans of less than 80% of the value of your home: 3.99% variable interest (4.08% APR) for ECB tracker mortgage.

AIB, Bank of Ireland, EBS, First Active, ICS, IIB or Permanent TSB for loans of more than 80% of the value of your home: 4.1% variable interest (4.2% APR) on ECB tracker mortgage over 250,000.

Ulster Bank for peace of mind: 4.49% interest (4.6% APR) fixed until November 2008.

BEST BANK FOR YOUR MONEY

National Irish Bank, Permanent TSB or Ulster Bank for current accounts: no fees or charges even when the account is overdrawn.

BEST CREDIT CARD

American Express Blue card for perks: 1% cash back on all your spending.

Bank of Scotland (Ireland) Plastic card for borrowing: 9.5% interest on purchases.

Ulster Bank for interest-free credit: 0% interest on balance transfers and new purchases for nine months.

BEST FAMILY HEALTH INSURANCE

Vivas Health ('we plan', level 2) for hospital cover: 1,327.50 a year for two adults and two children after group discounts and tax relief.

BEST STOCKBROKING CHARGES

Sharewatch for buying and selling Irish and British shares: 50 for trades of up to 15,000.

*Rates do not reflect last week's ECB interest rate hike.