AIB offers an AER for regular savers of 7.1 % for amounts between 10 and 300 a month.

EBS and Anglo Irish Bank offer 7% interest on monthly deposits of 1,000 with Halifax offering the same rate up as far as 750.

ACCBank is offering a fixed rate of 4.66% APR on amounts above 100,000.

BEST CREDIT CARD?

NIB gives some of the best credit card deals to its own customers with rates of 8.8% for Platinum Plus and 9.4% for Mastercard Gold card.

For a less exclusive flexible friend go to Halifax whose purchase rate is just 9.5% after six months at 0%. Its cash rate is also competitive at 11.2%

BEST BANK FOR YOUR MONEY?

Pay your salary or 1,500 a month into a Halifax current account and you can earn 10% interest on your balance up to 2,000. No transaction fees whatsoever and Halifax also has the best overdraft rate of 9.43%

BEST SAFE PLACE FOR YOUR SSIA LUMP SUM?

First Active's eSavings account offers the highest rates for SSIA savers at 5.22% on amounts up to 15,000 and 4.07% up to 1m.

BEST PERSONAL LOAN?

First Active is the cheapest seller of money in the country for loans between 2,000 and 30,000.

For smaller cash boosts, Tesco Personal Finance is the way to go with an APR of 6.8%

BEST STOCKBROKING CHARGES?

The cheapest way to play the stock exchange is with Sharewatch which charges 60 a year and 0.3% commission per online trade for buying and selling Irish shares. Minimum charge of 20

For international trading check out Firsttrade. com whose fees start from $6.95.

BEST MORTGAGE SWITCHER?

NIB leads the market for mortgage switchers with rates between 0.5 and 0.59 points above the ECB interest rate. If you are looking for a mortgage at 60% of the value of your home, it can be a big saving over the life of the loan. NIB also doesn't penalise you if you switch again.

BEST FIXED-RATE MORTGAGE?

The best value longer-term fixed rate mortgage is Halifax, which offers 5.43% fixed APR on mortgages to all customers over five years.